.png)
Ever feel like saving money is one of those “I’ll start next month” things? You’re not alone. But what if we told you small changes could lead to big financial wins over time? The truth is, building wealth doesn’t always require drastic changes - it’s about forming small, smart habits that add up. Here’s how tiny tweaks can make a big impact on your financial future.
Go Digital and Save Instantly
A few simple digital changes can make managing your money easier while keeping your finances secure - giving you more time to focus on what matters most.
• Switch to e-Statements – Not only do you save paper ♻️ (go, you!), but it also makes tracking your spending easier. Plus, fewer paper statements lying around means fewer chances for sensitive info to fall into the wrong hands.
• Set Up Bill Autopay – No more late fees! Automating payments ensures your bills get paid on time, helping your credit score and reducing stress.
• Switch to e-Statements – Not only do you save paper ♻️ (go, you!), but it also makes tracking your spending easier. Plus, fewer paper statements lying around means fewer chances for sensitive info to fall into the wrong hands.
• Set Up Bill Autopay – No more late fees! Automating payments ensures your bills get paid on time, helping your credit score and reducing stress.
Build Up Your Savings
Small, consistent savings habits can turn spare change into real financial growth—without requiring a major lifestyle shift.
• Begin a Savings Challenge – Try a 52-week challenge, starting with $1 the first week, $2 the next, and so on. If this challenge is working great, try adding in a “no spend” weekend where you redirect those dollars into savings instead.
• Round-Up Your Spare Change – Small change, big results! With our Round-Up Program, every debit card purchase gets rounded to the nearest dollar, and the difference goes straight into your savings. A $0.50 round-up per transaction could turn into $200+ in savings in a year!
💡Name your savings account after a goal (“Hawaii 2026” or “Dream Home Fund”), as it makes it more motivating to contribute!
• Begin a Savings Challenge – Try a 52-week challenge, starting with $1 the first week, $2 the next, and so on. If this challenge is working great, try adding in a “no spend” weekend where you redirect those dollars into savings instead.
• Round-Up Your Spare Change – Small change, big results! With our Round-Up Program, every debit card purchase gets rounded to the nearest dollar, and the difference goes straight into your savings. A $0.50 round-up per transaction could turn into $200+ in savings in a year!
💡Name your savings account after a goal (“Hawaii 2026” or “Dream Home Fund”), as it makes it more motivating to contribute!
Teach Kids Smart Money Habits Early
The earlier a person learns about money, the easier it will be for them to make smart financial decisions as they grow.
• Open an Explore Account for Your Child – Money habits start young! Our Explore Accounts, designed for kids and teens, help teach smart financial habits early - like saving a portion of their allowance or learning to keep track of their spending.
• Make Money Conversations Fun – Teach kids the value of money and about saving for things they want and setting small goals. A little knowledge can set them up for a lifetime of financial confidence.
• Open an Explore Account for Your Child – Money habits start young! Our Explore Accounts, designed for kids and teens, help teach smart financial habits early - like saving a portion of their allowance or learning to keep track of their spending.
• Make Money Conversations Fun – Teach kids the value of money and about saving for things they want and setting small goals. A little knowledge can set them up for a lifetime of financial confidence.
Take an Extra Moment to Spot a Scam
Protecting yourself from falling victim to a scam not only saves you from unwanted stress and frustration, but it also helps you save your money by protecting it!
• Scammers Want to Be Us – Fraudsters often pose as Champion Credit Union because they know you trust us. If you ever get an email, text, or call asking for personal info, stop and think.
• Pause Before You Click – Scams happen fast because life moves fast. Before clicking a link or responding, ask yourself: Was I expecting this? Does it feel urgent or threatening? If so, it could be a scam.
💡Remember - Champion Credit Union will NEVER ask for sensitive info such as Digital Banking credentials or authorization codes. When in doubt, call us directly using the number on our website.
You don’t have to make drastic changes to see big results. These small money moves might not seem like much at first, but over time, they can make a huge difference in your financial future. Start with one or two, and watch your savings (and confidence) grow!
• Scammers Want to Be Us – Fraudsters often pose as Champion Credit Union because they know you trust us. If you ever get an email, text, or call asking for personal info, stop and think.
• Pause Before You Click – Scams happen fast because life moves fast. Before clicking a link or responding, ask yourself: Was I expecting this? Does it feel urgent or threatening? If so, it could be a scam.
💡Remember - Champion Credit Union will NEVER ask for sensitive info such as Digital Banking credentials or authorization codes. When in doubt, call us directly using the number on our website.
You don’t have to make drastic changes to see big results. These small money moves might not seem like much at first, but over time, they can make a huge difference in your financial future. Start with one or two, and watch your savings (and confidence) grow!